Homebuyer Counseling

Our counselors provide housing counseling services to address home improvement and rehabilitation, loss mitigation, money debt management, mortgage delinquency and defaultresolution, pre-purchase and post-purchase counseling. We also specialize in getting grants for teachers, police officers, county and city employees.

First-time Homebuyer Workshops

Homeownership training workshops are presented by experienced housing counselors of Housing Foundation of America, Inc. to provide prepurchase counseling to individuals and families with housing needs. Amoung other topics and teaching you to use the latest industry tools, techniques and resources, these workshops provide the following detailed information:

Predatory LendingFair HousingShopping for a Home & LoanBudgetingCredit & Debt BarriersHome InspectionTitle and Homeowners InsuranceNSP (Neighborhood Stabilization Program)Down Payment Programs

Additionally, these workshops present the homebuyer assistance programs currently available, such as the Neighborhood Stabilization Programs, Home Rehabilitation, and down payment and closing cost assistance. Each HUD-approved workshop will provide the attendee a HUD certificate upon the workshop completion that provides proof of eligibility for first-time homebuyer assistance programs that have HUD education requirements.

HUD Certification after 8-Hour Completion

The Housing Foundation of America, Inc. provides interested individuals and families the opportunity to attend monthly 8-hour HUD certificate training workshops, where on completion will receive a HUD-approved certification. Earning this certificate will meet the eligibility requirements for the available HUD down payment assistance programs.

First-time Homebuyers

First-time Homebuyers

Neighborhood Stabilization Program (NSP) Assistance & Homes for Sale

The Neighborhood Stabilization Program (NSP) was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Neighborhood Stabilization Program provides South Florida listings of affordable homes and down payment assistance grants.

Foreclosure Prevention Counseling

As a non-profit housing counseling agency working in partnership with the Federal Government (HUD-approved), we provide individuals and families with the information and assistance needed to avoid foreclosure through loan modification, short sale, or refinance. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.If you are eligible for the loan modification or refinance program, our counselors will work with you to compile an intake package.

Reverse Mortgage Counseling

Reverse mortgage counseling is provided for seniors 62 or older. The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program which enables you to withdraw some of the equity in your home into cash.

The HECM is a safe plan that can give older seniors greater financial security without selling their home or giving up the title. Seniors will not have to make any payments, instead the reverse mortgage lender makes payments to the Senoir Homeowner.

Contact David Rhodes and Susan T. Rhodes for More Information. Phone: (863) 465-2899Email: reversem@mortgagegrants.com